These are the cards Missing Points compares and the figures it uses for them. Earn rates, caps and fees come from each issuer's own page for the card, linked below. Welcome offers come from the same pages, except where the page only shows its offer in a browser; then the site we read it from is named.
How fresh it is
Earn rates and fees were last checked on Oct 1, 2026, and welcome offers and links on Oct 2, 2026. Issuers change these often, especially welcome offers, and some vary by applicant, so always check the issuer's page before you apply. Limited-time offers drop off this page when they end. Spotted something out of date? Tell us at privacy@missingpoints.ai.
What points are worth
Points are valued at what they typically fetch when transferred to airline and hotel partners, or at face value for cash back. These are the defaults; you can set your own in Settings.
🇺🇸 Amex Membership Rewards2 ¢
🇺🇸 Chase Ultimate Rewards2.05 ¢
🇺🇸 Capital One Miles1.85 ¢
🇺🇸 Citi ThankYou Points1.9 ¢
🇨🇦 Amex Membership Rewards (Canada)2 ¢
🇨🇦 Aeroplan2 ¢
🇨🇦 Scene+1 ¢
🇨🇦 RBC Avion2 ¢
🇨🇦 CIBC Aventura1 ¢
🇬🇧 Amex Membership Rewards (UK)1 p
🇬🇧 Avios1 p
🇬🇧 Virgin Points1 p
🇸🇪 SAS EuroBonus10 öre
🇸🇪 Amex-poäng (Sweden)0.34 öre
🇩🇪 Amex Membership Rewards (Germany)1.5 c
🇩🇪 Miles & More1.5 c
🇩🇪 PAYBACK1 c
🇩🇪 Amazon points1 c
🇺🇸 United States
Amounts in USD.
American Express Platinum Card$895 a year
- Earns
- 5x flights booked with airlines · 5x prepaid hotels via Amex Travel · 1x everything else (Amex Membership Rewards)
- Welcome offer
- Up to 175,000 pts after $12,000 in 6 months · read from The Points Guy
American Express Gold Card$325 a year
- Earns
- 4x restaurants · 4x supermarkets · 3x flights booked with airlines · 5x prepaid hotels via Amex Travel · 2x prepaid car rentals via Amex Travel · 1x everything else (Amex Membership Rewards)
- Welcome offer
- Up to 100,000 pts after $8,000 in 6 months · read from The Points Guy
American Express Blue Cash Preferred$95 a year
- Earns
- 6% supermarkets · 6% streaming · 3% gas · 3% transit · 1% everything else (Cash back)
- Welcome offer
- $250 after $3,000 in 6 months · read from Doctor of Credit
Chase Sapphire Reserve$795 a year
- Earns
- 8x via Chase Travel · 4x flights & hotels booked direct · 3x dining · 1x everything else (Chase Ultimate Rewards)
- Welcome offer
- 100,000 pts after $6,000 in 3 months
Chase Sapphire Preferred$95 a year
- Earns
- 5x via Chase Travel · 3x dining · 3x streaming · 3x gas & EV charging · 2x other travel · 1x everything else (Chase Ultimate Rewards)
- Welcome offer
- 75,000 pts after $5,000 in 3 months
Chase Freedom UnlimitedNo annual fee
- Earns
- 5% via Chase Travel · 3% dining · 3% drugstores · 1.5% everything else (Cash back)
- Welcome offer
- $200 after $500 in 3 months
Capital One Venture X$395 a year
- Earns
- 10x hotels & cars via Capital One Travel · 5x flights via Capital One Travel · 2x everything else (Capital One Miles)
- Welcome offer
- 75,000 miles after $4,000 in 3 months · read from The Points Guy
Citi Strata Premier$95 a year
- Earns
- 10x hotels & cars via Citi Travel · 3x air, hotels, dining, groceries, gas · 1x everything else (Citi ThankYou Points)
- Welcome offer
- 60,000 pts after $4,000 in 3 months · read from Doctor of Credit
Citi Double CashNo annual fee
- Earns
- 5% hotels & cars via Citi Travel · 2% everything else (Cash back)
- Welcome offer
- $200 after $1,500 in 6 months
🇨🇦 Canada
Amounts in CAD.
American Express Cobalt CardCA$192 a year
- Earns
- 5x eats & drinks in Canada · 3x streaming · 2x gas & transit in Canada · 1x everything else (Amex Membership Rewards (Canada))
- Welcome offer
- 15,000 pts after CA$9,000 in 12 months · read from Milesopedia
American Express Platinum CardCA$799 a year
- Earns
- 2x travel · 2x dining in Canada · 1x everything else (Amex Membership Rewards (Canada))
- Welcome offer
- 70,000 pts after CA$10,000 in 3 months
TD Aeroplan Visa InfiniteCA$139 a year
- Earns
- 1.5x Air Canada · 1.5x gas & groceries · 1.5x Hyatt · 1x everything else (Aeroplan)
- Welcome offer
- 25,000 Aeroplan pts after CA$3,000 in 3 months
American Express Gold Rewards CardCA$250 a year
- Earns
- 2x travel, gas, groceries & drugstores · 1x everything else (Amex Membership Rewards (Canada))
- Welcome offer
- 60,000 pts after CA$12,000 in 12 months · read from Milesopedia
Scotiabank Passport Visa InfiniteCA$150 a year
- Earns
- 3x Sobeys-family grocers · 2x groceries, dining, entertainment & transit · 1x everything else (Scene+)
- Welcome offer
- 25,000 Scene+ pts after CA$2,000 in 3 months (until Nov 1)
RBC Avion Visa InfiniteCA$120 a year
- Earns
- 1.25x travel · 1x everything else (RBC Avion)
- Welcome offer
- 55,000 Avion pts after CA$5,000 in 6 months (until Nov 25)
CIBC Aventura Visa InfiniteCA$139 a year
- Earns
- 2x via CIBC Rewards travel · 1.5x gas, groceries & drugstores · 1x everything else (CIBC Aventura)
- Welcome offer
- 45,000 Aventura pts after CA$3,000 in 4 months
🇬🇧 United Kingdom
Amounts in GBP.
American Express Preferred Rewards Gold£195 a year
- Earns
- 3 pts per £1 via Amex Travel · 2 pts per £1 on flights bought from airlines · 1 pt per £1 (Amex Membership Rewards (UK))
- Welcome offer
- 20,000 pts after £3,000 in 3 months · read from Head for Points
American Express Platinum Card£650 a year
- Earns
- 2 pts per £1 via Amex Travel · 1 pt per £1 (Amex Membership Rewards (UK))
- Welcome offer
- 50,000 pts after £6,000 in 3 months · read from Head for Points
American Express British Airways Premium Plus£300 a year
- Earns
- 1.25 Avios per £1 (Avios)
- Welcome offer
- 30,000 Avios after £6,000 in 3 months
Barclaycard Avios Plus Mastercard£240 a year
- Earns
- 1.5 Avios per £1 (Avios)
- Welcome offer
- 25,000 Avios after £3,000 in 3 months
Virgin Money Virgin Atlantic Reward+£160 a year
- Earns
- 3 pts per £1 with Virgin Atlantic · 1.5 Virgin Points per £1 (Virgin Points)
- Welcome offer
- 18,000 Virgin Points, no minimum spend
American Express British Airways AmexNo annual fee
- Earns
- 1 Avios per £1 (Avios)
- Welcome offer
- 5,000 Avios after £2,000 in 3 months
Barclaycard Avios MastercardNo annual fee
- Earns
- 1 Avios per £1 (Avios)
- Welcome offer
- 5,000 Avios after £1,000 in 3 months
Virgin Money Virgin Atlantic RewardNo annual fee
- Earns
- 1.5 pts per £1 with Virgin Atlantic · 0.75 Virgin Points per £1 (Virgin Points)
- Welcome offer
- 3,000 Virgin Points, no minimum spend
American Express Platinum Cashback£25 a year
- Earns
- 0.75% cashback (1.25% above £10k a year) (Cash back)
- Welcome offer
- £125 after £2,500 in 3 months
🇸🇪 Sweden
Amounts in SEK.
American Express SAS EuroBonus PremiumSEK 1,800 a year
- Earns
- 15 EuroBonus pts per 100 kr (SAS EuroBonus)
- Welcome offer
- 10,000 EuroBonus pts, no minimum spend (until Nov 3)
American Express Gold Rewards CardSEK 1,200 a year
- Earns
- 8 Amex-poäng per kr on groceries & fuel · 8 Amex-poäng per kr abroad · 4 Amex-poäng per kr (Amex-poäng (Sweden))
- Welcome offer
- 750,000 Amex-poäng, no minimum spend (until Nov 3)
SEB Kort SAS EuroBonus World Mastercard PremiumSEK 2,335 a year
- Earns
- 25 pts per 100 kr on SAS flights · 20 pts per 100 kr abroad · 15 EuroBonus pts per 100 kr (SAS EuroBonus)
- Welcome offer
- 10,000 EuroBonus pts, no minimum spend
American Express SAS EuroBonus ClassicSEK 360 a year
- Earns
- 10 EuroBonus pts per 100 kr (SAS EuroBonus)
- Welcome offer
- None advertised
American Express SAS EuroBonus EliteSEK 6,900 a year
- Earns
- 20 EuroBonus pts per 100 kr (SAS EuroBonus)
- Welcome offer
- 30,000 EuroBonus pts, no minimum spend (until Nov 3)
SEB Kort SAS EuroBonus MastercardSEK 515 a year
- Earns
- 20 pts per 100 kr on SAS flights · 15 pts per 100 kr abroad · 10 EuroBonus pts per 100 kr · no points beyond SEK 200,000 a year (SAS EuroBonus)
- Welcome offer
- 3,000 EuroBonus pts, no minimum spend
American Express Platinum Points PlusSEK 10,200 a year
- Earns
- 8 Amex-poäng per kr abroad · 4 Amex-poäng per kr (Amex-poäng (Sweden))
- Welcome offer
- 2,000,000 Amex-poäng, no minimum spend (until Nov 3)
American Express Platinum CardSEK 9,000 a year
- Earns
- 1 Amex-poäng per kr (Amex-poäng (Sweden))
- Welcome offer
- 1,000,000 Amex-poäng, no minimum spend (until Nov 3)
American Express Gold CardSEK 2,100 a year
- Earns
- 1 Amex-poäng per kr (Amex-poäng (Sweden))
- Welcome offer
- None advertised
Bank Norwegian Norwegian RewardNo annual fee
- Earns
- 3% CashPoints on Norwegian flights · 0.5% back as CashPoints · no points beyond SEK 100,000 a year (Cash back)
- Welcome offer
- None advertised
🇩🇪 Germany
Amounts in EUR.
American Express Platinum Card€720 a year
- Earns
- 1 pt per €1 (Amex Membership Rewards (Germany))
- Welcome offer
- €160 after €6,000 in 6 months
Deutsche Bank Miles & More Gold€138 a year
- Earns
- 1 mile per €2 (Miles & More)
- Welcome offer
- 20,000 miles, no minimum spend (until Nov 30)
American Express Gold Card€240 a year
- Earns
- 1 pt per €1 (Amex Membership Rewards (Germany))
- Welcome offer
- €80 after €3,000 in 6 months
American Express Green Card€55 a year
- Earns
- 1 pt per €1 (Amex Membership Rewards (Germany))
- Welcome offer
- €40 after €2,000 in 6 months
Deutsche Bank Miles & More Blue€66 a year
- Earns
- 1 mile per €2 (Miles & More)
- Welcome offer
- 500 miles, no minimum spend (until Dec 31)
American Express PAYBACK American ExpressNo annual fee
- Earns
- No points at petrol stations · 1 PAYBACK point per €3 (PAYBACK)
- Welcome offer
- 4,000 PAYBACK pts after €500 in 2 months · read from PAYBACK
Zinia Amazon VisaNo annual fee
- Earns
- 1 pt per €1 at Amazon.de · 0.5 Amazon pts per €1 (Amazon points)
- Welcome offer
- None advertised